This legal notice of our terms and conditions on which you may make use of our website is issued by Ingenious Media Holdings Limited and Ingenious Capital Management Holdings Limited (the Companies) and applies to the entire contents of the website operated under the domain name www.myingenious.co.uk (the Website) and to any correspondence by e-mail between you and any of the Companies (or any of their subsidiaries or affiliates, from time to time). Please read these terms and conditions carefully before using the Website. Using the Website indicates that you accept these terms and conditions and that you agree to abide by them. If you do not accept these terms and conditions, please do not use the Website.


Commentary and other materials posted on the Website are not intended to constitute advice upon which reliance should or may be placed. Users of the Website and anyone who may be informed of any of its content from time to time should obtain their own independent legal and/or financial advice.

While the Companies endeavour to ensure that the information on this Website is current, the Companies are providing this site on an 'as is' basis and make no representation or warranty of any kind with respect to this site or its contents and disclaim all such representations and warranties including those as may be implied by statute. In addition, the Companies make no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of the Companies (and the members of their respective groups) howsoever arising from any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.


The Companies may make changes to the material on this Website at any time without notice. The material on the Website may be out of date and the Companies make no commitment to update such material.

While the Companies endeavour to ensure that this Website is normally available 24 hours a day, the Companies shall not be liable if this Website is unavailable at any time or for any period. Access to the Website is permitted on a temporary basis and the Companies reserve the right to withdraw or suspend the service on the Website at any time without notice. In addition, access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond the Companies' control. From time to time, the Companies may restrict access to some parts of the Website or to the entire site. We will not be liable if for any reason the Website is unavailable at any time for any period.


Neither the Companies nor any of their respective subsidiaries or affiliates, directors, employees or other representatives will be liable for loss or damage arising out of or in connection with the use, inability to use, or results of use of the Website, any websites linked to it, and any information posted on it. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income, profit or business, loss of or damage to property, loss of anticipated savings, wasted management or office time and claims of third parties whether any of the same are caused by tort (including negligence), breach of contract or otherwise, even if foreseeable. Notwithstanding the foregoing, none of the exclusions and limitations are intended to limit any right you may have as a consumer under local law or other statutory rights which may not be excluded nor in any way to exclude or limit the Companies' liability to you for death or personal injury resulting from our negligence or that of our employees or agents.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.


All copyright, patent, intellectual and other property rights in the information contained in this Website is held by or is licensed to the Companies. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information. All copying, reproducing, transmitting, distributing, displaying or otherwise making available of material on this Website (by any means and whether in whole or in part) is prohibited, other than downloading / printing of material that is for your own private non-commercial use (except as otherwise stated on the Website) provided that you do not change any copyright, trademark or other proprietary notices appearing thereon.

You must not modify the paper or digital copies of any materials you have printed or downloaded from the Website in any way, nor use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

The Companies' statuses (and that of any identified contributors) as the authors of the material on the Website must always be acknowledged.

You must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from the Companies or their respective licensors (as applicable).

If you print, copy or download any part of the Website or the material it contains in breach of these terms and conditions, your right to use the Website will cease immediately and you must, at the sole option of the Companies, return or destroy any copies of the materials you have made.


If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. The Companies have and expressly reserve the right to disable any user identification code or password, whether chosen by you or allocated by the Companies (or any member of their respective groups from time to time), at any time, if in the sole opinion of the Companies you have failed to comply with any of the provisions of the terms and conditions contained in this legal notice.

You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms and conditions, and that they comply with them. You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack or any equivalent.

By breaching any part of this provision, you could commit a criminal offence under the Computer Misuse Act 1990. The Companies will report or facilitate the reporting of any such breach to the relevant law enforcement authorities and will co-operate with those authorities in the prosecution of any such offence including by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

You may not link to any of the Companies' respective homepages or any other part of the Website without the prior written consent of the Company nor may the Website be framed on any other site. If you wish to make use of materials contained on the Website other than set out in this legal notice, you must contact hello@theingeniousgroup.co.uk in advance. Each of the Companies reserve the right to refuse permission to any use of the Website at their sole discretion.


“Ingenious” and “β” are registered trademarks of the Ingenious group of companies.


The Companies will not wilfully disclose individually identifiable information about you, including your email address, to any third party company or organisation except as may be required by law or applicable regulation or otherwise than in accordance with the Companies' privacy policy. By using the Website, you consent to the processing of information concerning you in accordance with the Companies' privacy policy and you warrant that any and all data provided by you to the Companies as a result is accurate.


The Companies may revise the terms and conditions contained in this legal notice at any time by updating this posting. You should check this Website from time to time to review the current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages of the Website.


Content on this Website is primarily targeted at United Kingdom residents, and those who are non-domiciled or not ordinarily resident in the United Kingdom.
These terms and conditions and the resulting contract between you and the Companies shall be governed by and interpreted in accordance with English law and the English courts shall have jurisdiction to resolve any disputes which may arise in relation to them.


Unless expressly provided herein, these terms and conditions constitute the entire agreement between us relating to your use of our Website.


If you have any concerns about material exhibited on our Website please contact hello@theingeniousgroup.co.uk.

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